Innocence is bliss, isn’t it? Well, maybe. But certainly not when it comes to travel insurance unless your idea of bliss is paying thousands of pounds of bills out of your own pocket because you made a mistake with your travel insurance.

Let us explain so you can stay safe on your travels.

When it comes to taking out a travel insurance policy, declaring your medical conditions is essential. It’s the only way to get a policy that you can trust. Senior travellers are relatively tuned in when it comes to declaring conditions. But

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We’re happy to insure pregnant travellers. The same can’t always be said for other insurers.

Some travel insurers are reluctant to insure pregnant travellers and may charge you a hefty premium. Others will provide cover based on how far into pregnancy you are. There are some who might just plain refuse to cover you. It can be frustrating. So be prepared to shop around.

Or just come to us.

At World First we’re happy to insure pregnant travellers, no matter how far into the pregnancy you are. Providing its not a multiple birth and youve not experienced any previous complications in childbirth, youll have access to the same great travel insurance benefits as everyone else. That

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When you are working out how much travel insurance to buy, you need to consider whether you are choosing an annual travel insurance policy or single trip coverage. Both types of travel insurance offer the benefits you need to protect yourself when you travel, but there are differences in price.

Most importantly, and whether you buy an annual or single trip policy, you need to make sure that whatever international travel insurance you buy covers your vacation completely. You need to buy for the whole time you are away, and choose coverage that meets the requirements of your vacation. For example, winter sports coverage, or trip cancellation coverage.

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HSBC and first direct has made airspace closure cover a standard feature of all their travel insurance policies .

This comes as a result of the two banks’ decision to allow claims from travel insurance customers affected by April’s volcanic ash cloud. The policy improvements will allow new and existing customers to claim on their insurance if they have to cancel their trip or have to remain abroad due to airspace, airport or even port closure.

It also includes disrupted travel due to a wide-ranging number of extraordinary situations including pandemics, prevention of terrorism or natural disasters.

Brendan Cook, Head of HSBC Customer Propositions, said: “In April, we helped thousands of our customers who were stranded all over the world after the Icelandic volcano ash cloud brought European airspace to a standstill. Full post…

For most traveler’s vacations are purely an exercise in stress relief and adventure. The thought of becoming ill or injured during vacation never occurs to many people. But not every vacation goes smoothly, as a new television show chronicles. Because of this, it is important to always purchase travel insurance before departing on your trip.

When Vacations Attack, a new show on the Travel Channel in the United States, documents disasters and mishaps occurring during vacations. For people who think that nothing bad could ever happen on vacation, the show could serve as a real wake-up call, reminding everyone that injury and illness are just as likely to occur while traveling as they are at home.

The difference of course, especially when traveling internationally, is that when a health problem occurs, getting the care you need can be much more difficult when traveling. Full post…

Those who are looking to hit the slopes this winter are advised to have adequate travel insurance cover in place for themselves and their families and this cover should include winter sports cover, warns moneysupermarket.com.

According to research from the comparison website, while there are competitive deals available, policies covering winter sports vary a great deal from provider to provider, with exclusions and caveats commonplace as well as coverage levels. It is therefore essential to check the small print.

Bob Atkinson, travel expert at moneysupermarket.com, said: ” Travel insurance should be an essential item when planning any holiday, especially for a trip involving adrenaline-fuelled winter sports like skiing and snowboarding . Full post…