In today’s tough economy, cruises have exploded in popularity because of their affordability and convenience. However, if a medical issue arises during your cruise and you do not have proper coverage, you could suddenly be faced with a very expensive and inconvenient problem. For this reason, all travelers taking cruises are encouraged to look into cruise insurance.

Cruise insurance offers travelers financial protection from the high cost of healthcare that can occur in international areas not covered by your normal health insurance plan. Full post…

Consider these facts before you make a decision on whether you want to buy cruise insurance or not. Fact number one: Cruises are typically undertaken to sunny beaches, when the weather at home is cold, i.e. winter. Fact number two: Cruises are not like airlines. They are not just a means of going somewhere; they are the destination, in most cases. Fact number three: Cruises cost a lot of money and are typically booked months in advance.

Now ask yourself whether you can afford to lose the money you paid up for a cruise, if you are unable to make the cruise. For example, when this year’s winter storms hit, most cruise lines departed on schedule. H Full post…