Feb 27
The Employers’ Liability Tracing Office (ELTO) has welcomed new regulations from the Financial Services Authority (FSA) requiring insurers to publish data on employers’ liability (EL) policies, and all new claims made against such policies.
Feb 21
Towergate Financial has launched a new pension solution specifically for small and medium-sized enterprises (SMEs).
“Workplace Pension in a Box”, which has been developed in partnership with HSBC, has been designed for businesses with fewer than 20 employees, and according to Towergate, is a simple, “plug-and-play” scheme that is easy to administer and can meet employers’ duties under up and coming pension reforms.
From October 2012, employers have to begin automatically enrolling eligible staff into a pension scheme and firms will have to pay a minimum percentage of an employee’s salary into the scheme.
Towergate Financial managing director, David Taylor, comments: “We know that small firms do not feel confident in choosing a pension scheme because of its complicated nature and costs.”
He adds: “Acting now is … a positive move for staff who will be reassured that their employer is making plans for their pension provision.”
Feb 20
Here are 10 top tips to help you lower your home insurance premium. Keep your house protected without paying outrageous home insurance premiums.
With the everyday cost of living going up and a continually bleak economic situation, everyone is trying to save money at the moment. One of the biggest monthly costs the average person faces is utility bills and for homeowners this includes home insurance.
If you own a property then you will need to cover it with home insurance or property insurance and this can cost a lot. However, there are many ways in which you can quickly and easily lower your home insurance premium.
Feb 17
Around 42 per cent of people in the UK would always choose their cat or dog over their partner, according to a recent survey carried out by M&S Pet Insurance .
The survey revealed that 42 per cent of cat and dog owners would cancel a date if their pet was ill. Yet, even though we are a pet loving nation, take-up of pet insurance is still relatively low. Only 42 per cent of dog owners and 26 per cent of cat owners have taken out any pet insurance for their animal.
Andrew Ferguson, M&S head of insurance, said: “Our survey shows that Britain is truly a pet-loving nation. It is surprising therefore, that ownership of pet insurance remains relatively low. Full post…
Feb 17
Did you know that every year over one million people are killed in road accidents globally? Sobering statistics from the U.S. Department of State reveal hundreds of U.S citizens are injured or killed on the roads, either in a car or as a pedestrian. How do you stop being a statistic when abroad? What safety measures can you take behind the wheel?
Always buckle up – other drivers may not be paying attention to this safety feature but you should always use a seat belt. As well as helping prevent major injury or death, using a seat belt helps you avoid fines in some countries.
Stick to quieter roads while you get used to driving in a different place, particularly if drivers drive on the left side of the road. M
Feb 16
Everyone dreams of owning their own home, mainly because most people realize that renting or leasing is just wasting money and if you buy your own house at least your payments are going towards something you own. There are also those that prefer renting, leasing, or even buying a condo because they do not want to be bothered with the time and effort that goes into owning their own home. When you rent, lease, or even buy a condo you have no worries because your landlord or maintenance man will take care of the upkeep of the house both inside and out, when you own a home this is not the case, so you either need to be very handy or have to be willing to pay a lot of money to have things taken care of properly.