Innocence is bliss, isn’t it? Well, maybe. But certainly not when it comes to travel insurance unless your idea of bliss is paying thousands of pounds of bills out of your own pocket because you made a mistake with your travel insurance.

Let us explain so you can stay safe on your travels.

When it comes to taking out a travel insurance policy, declaring your medical conditions is essential. It’s the only way to get a policy that you can trust. Senior travellers are relatively tuned in when it comes to declaring conditions. But

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There is a growing disparity between healthy and sick Americans born after 1980, caused by various factors, including a widening income gap, obesity which tends to hit certain income and ethnic groups more, access to health care services, and some other factors, researchers from Ohio State University wrote in American Sociological Review. The authors added that the difference in the health of people gets wider as they approach and reach middle age, before closing during old age. This being the case, the researchers predict that over the next couple of decades, as younger generations get older and replace existing ones, differences will widen. Full post…

The Obama administration has ordered health insurance company, Trustmark,  to rescind its recent request for a health insurance rates increase after deeming it unreasonable.

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In 2010 we bought a Peugeot 308 from our local dealer, Motorhaven Hastings, and the car is still under warranty. Last June I was getting out of the car when a gust of wind threw the car door open, damaging the hinge. It was replaced at a cost of £85 by the Peugeot technicians. I paid up, but told the garage I thought it should be covered by the warranty. Several friends and colleagues have agreed with my view.

I have since contacted Peugeot’s customer relations department, told them of my dissatisfaction and asked for a refund. I suggested the hinge wasn’t up to the job if a gust of wind could damage it. Instead of a refund, I was offered an £85 discount on my next service.

I hope you will contact Peugeot on my behalf. I

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European insurers have identified reliance on third parties for data, sophisticated risk modelling requirements and obtaining sufficiently detailed fund data among the challenges to be overcome in order for them to achieve Solvency…

A.M. Best Co.

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